A generation is stuck in starter homes, but they’re gaining traction
The number of first-time homebuyers remains strong, while the number of repeat homebuyers lags well below its historical average.
View ArticleFive things every policymaker should know about nonbanks and the evolving...
Nonbanks, or institutions that provide some banking services but are not regulated banks, have taken a dominant position as mortgage originators.
View ArticleAmerica isn’t in a housing bubble, but some cities might be
To determine if a bubble exists, we must look at changes in house prices and the fundamentals that affect those changes.
View ArticleA tale of three cities: How Detroit, San Francisco, and Houston weathered the...
Recently released mortgage data reveal how the recovery has left minority homebuyers behind in some places.
View ArticleAn innovative model for reducing gaps in homeownership
Issuing two mortgages for one home can help people who don't have enough money for a large down payment.
View ArticleFannie Mae’s efforts to ease mortgage access show how hard it is to balance...
Well-intentioned efforts to improve credit availability can run into roadblocks, and need transparency to succeed.
View ArticleWhy do lenders deny small-dollar mortgages at higher rates?
Only a quarter of homes sold for $70,000 or less in 2015 were financed with a mortgage.
View ArticleTraditional mortgage denial metrics may misrepresent racial and ethnic...
Traditional mortgage denial metrics don’t control for the creditworthiness of applicants.
View ArticleNew evidence shows manufactured homes appreciate as well as site-built homes
The Federal Housing Finance Agency recently published data on manufactured home prices for the first time.
View ArticleFour ways today’s high home prices affect the larger economy
House prices today are higher than they were in 2006, the year the housing market started to collapse.
View Article
